Reuse, Reward: How Banks Can Safely Unlock the Value of Their Data

The financial world is awash with data. But too few organizations are able to use it effectively. In Bank Director’s 2025 Technology Survey, one-third of US banking leaders cite an inability to harness data as a top technology challenge facing their institution. They run the risk of falling behind their peers. For instance, some 42% of issuers and 26% of acquirers “‹”‹”‹”‹”‹”‹”‹”‹have already saved more than $5m in fraudattemptsover the past twoyearsthanks to AI, according to Mastercard, and that can create significant competitive differentiation.

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